Why You Should Always Have Auto Insurance

In today’s litigious environment, no one should ever drive a vehichle without making a car insurance comparison. Every driver must be insured as long as they drive the car. The first thing that happens when a policeman stops you is your car insurance. If you fail to produce proof of car insurance, rest assured you will instantly get a ticket of at least $500 or more. Moreover, the car insurance policy must be in the car and not at home.

Secondly, if you ever get into an automobile accident and you are a fault and have no insurance, then be prepared for a long lengthy battle which you will definitely lose. The first thing the police will do is give you a couple of citations, your car will be towed and your license will be suspended on the spot. Moreover, you will have to pay for the cost of all damages caused which include the cost of damaging the other car, paying for any medical bills and other compensation bills which will haunt you for the rest of your life.

You can rest assured that even if the individual in the other car is not hurt badly, he/she will liberally go to every doctor and health care facility and have the payments sent over to you. Even a minor accident can cost up to $20,000 and with a major one, you can lose your house and more.

Having car insurance is to protect both you and those around you. While $1000 a year may sound expensive, remember, remember, when you get into an accident, you could end up paying fifty times more. Today, even basic car insurance is available for as low as a monthly mobile phone payment- so do the right thing- you will never regret it.